Suitability Standards

A net worth of at least $250,000 or an annual gross income of at least $70,000 and a net worth of at least $70,000. Certain states have additional suitability requirements: AL, AR, CA, IA, KS, KY, MA, ME, MI, MO, ND, NE, NJ, NM, NY, OR, PA, TN and WA. Please review the prospectus for details.